A Fixed Deposit (FD) is a safe and assured investment avenue, offering a guaranteed return over a fixed period. It is designed for individuals looking for risk-free returns with the flexibility of choosing tenure and interest payout options.
A Fixed Deposit is a financial instrument where you invest a lump sum amount for a specific tenure and earn interest on it at a fixed rate. FDs are popular among those seeking a predictable and secure income stream.
Types of Fixed Deposits
- Standard Fixed Deposit
- Tax-Saving Fixed Deposit
- Senior Citizen Fixed Deposit
- Cumulative Fixed Deposit
- Non-Cumulative Fixed Deposit
Features of Fixed Deposits
- Guaranteed Returns
- Flexible Tenure
- High Liquidity
- Higher Interest Rates for Senior Citizens
- Tax Benefits
- Loan Facility
Fixed Deposits offer a reliable and safe investment opportunity, perfect for those seeking guaranteed returns. Whether you're planning for short-term goals or long-term savings, FDs provide flexibility, security, and predictable earnings. Start your investment journey today by exploring the FD plans available with PDM INVESTMENT SERVICES LLP. Contact us now to secure your financial future.